Cashflow Forecast

12-month cashflow forecast

See whether your practice stays cash-positive over the next year. Takes about 3 minutes.

Starting point

Money currently in the business bank account

Monthly income drivers

Estimate realistic average months. You can adjust later.

Orthotics, creams, insoles etc.

Insurance, online, grants etc.

0 = flat. 0.5–1% is a modest realistic growth assumption.

Estimated average monthly income: £5,150

Monthly costs

Fill in what you actually pay. Leave blank if zero. Total updates live.

Fixed & semi-fixed overheads
Estimated monthly costs: £4,330

Other outgoings

Drawings, loans, tax and one-off items that affect cash.

Regular monthly / quarterly items

Simple monthly provision is fine for forecasting

Many clinical services are exempt – leave 0 if unsure

One-off or irregular items

These are spread or applied in specific months. For simplicity we apply capital in month 1 and any extra in the middle of the year.

New equipment, fit-out etc. Applied in month 1

Applied in month 6

Your 12-month forecast

Based on the numbers you entered

Closing cash balance over time
Monthly summary
Month Income Costs Net Closing
Key totals (12 months)
Total income
£0
Total costs + drawings
£0
Net cash movement
£0
Final closing cash
£0
This is a simple forecasting tool for guidance only. It does not replace proper accounting or professional advice. Figures are estimates based on the numbers you entered. Always review with your accountant. OSGO Ltd accepts no responsibility for decisions made using this tool.
Based on the OSGO Simple Cashflow Forecast template
Free tool for UK private practices · osgo.co.uk