Commercial Property Insurance

Towergate Insurance can provide OSGO members with commercial property insurance. We offer three levels of cover and our team of specialists provide advised quotes, based on your requirements and which of our three covers will suit your surgery best.

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Commercial Property insurance for OSGO members

Towergate Insurance can provide OSGO members with commercial property insurance. We offer three levels of cover and our team of specialists provide advised quotes, based on your requirements and which of our three covers will suit your surgery best.

A variety of cover is included in one product, so there’s no need to purchase a portfolio of different policies to ensure you are protected against various possibilities. Our specialist policy provides essential cover for:

  • Buildings and Contents
  • Public Liability
  • Product Liability
  • Employers Liability

We have cover options which can include:

  • Legal Defence Costs
  • Tax Investigation Cover
  • Jury Service Cover (all staff)

Main Exclusions*

  • Cover is restricted whilst the buildings are unoccupied and any unoccupancy must be declared to us.
  • Storm or Flood damage to fences, gates and moveable property in the open
  • 10% of any loss under freezer contents if the refrigerated unit or freezer is over 10 years old
  • Property outside Great Britain Northern Ireland the Channel Islands or the Isle of Man
  • Loss to electronic equipment caused by operating error, a virus, hacking or denial of service attack (however this can be covered under a separate policy if required)

*Other exclusions apply, please contact us for details.

To get a quote, call our team on 01438 739 891 or email us at newmedical@towergate.co.uk 

 

Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Registered in England with company number 4043759. Registered Address: 2 Minster Court, Mincing Lane, London EC3R 7PD. Authorised and regulated by the Financial Conduct Authority.