PG Mutual

Income Protection Plus Cover

25% discount off your first two year’s subscriptions.*

Are your finances covered if you were unable to work due to accident or illness?

We understand that to qualify as a podiatrist takes years of dedication and study, so why risk that hard work by exposing the lifestyle you have worked so hard to achieve?

Do you know what your sick pay entitlements are if you were off work with an injury or illness? If you’re employed, we advise that you check this with your employer or HR department. If you’re self-employed it’s more straightforward; you either provide cover for yourself or rely on the state to provide limited support on the form of Employment and Support Allowance, (if you complete the paperwork and qualify). You could be left financially exposed which could have a major impact on the current lifestyle of you and your family.

PG Mutual, income protection specialists, provide OSGO members with a tailored plan designed to help bridge the gap between normal income levels and those that the state would provide if you were unable to work due to illness or injury – after all, when we fall ill our financial commitments do not go on hold.

Highlights of the policy include:

  • A tax free income to supplement state sickness benefits
  • Option to tailor cover to suit your individual needs
  • No waiting period – cover starts as soon as your first contribution paid
  • No penalty for making a claim and no limit to the number of claims you make

Why have income protection when you can have income protection PLUS?

PG Mutual can provide you with an income protection plan that ensures you receive a regular monthly income for an affordable monthly cost, PLUS it builds up an investment element for your future. Additionally as an extra PLUS all of our members have free access to our fantastic member benefits scheme which provides access to a whole range of discounts/cashbacks and offers on popular brands and services such as John Lewis, Marks & Spencer, Apple, Free telephone legal advice service, Discounts off car and home insurance, Fitness centres and many more!

As an OSGO membership benefit, we have negotiated for you a 25% discount off your first two years’ subscriptions.*


For details of this special offer visit and enter discount code ‘OSGO’ or call 0800 146 307.


*For full Terms and Conditions, visit PG Mutual is the trading name of Pharmaceutical and General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.